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Uncategorized, bankruptcy, law

April 24, 2010

What Is A Homestead Exemption?

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Debtors often ask us what will happen to their home if they file for bankruptcy protection. Fortunately, federal bankruptcy law and most states provide for what is often called a “homestead exemption”. A homestead exemption acts as a shield against the claims of certain creditors. It does this by protecting up to a specific dollar amount in real property.

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What Is A Homestead Exemption?

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April 15, 2010

Getting A Qualified Business Lawyer

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If you’ve finally gotten your small business up and running and you’re ready to expand, ready to really become financially independent, then you’re ready t o look for a qualified business lawyer. Look, you’ve got assets now, you’ve got equity, and when you have assets and equity, everyone wants a piece of you, and legal problems will chase you everywhere you go, so be prepared.

So how do you find the legal professional who actually knows what they’re talking about? After all, we all know that for every lawyer who can really protect your assets, there are a dozen who don’t really know what they’re doing, or they do and they just don’t care about your case. So here are some tips for finding one who’s qualified…

Referrals, Referrals, Referrals

Get referrals. If someone has a referral, that means that they can, at the very least, satisfy ONE client. May not sound like much, but there are a lot of lawyers who can’t even do that. One satisfied client usually means there are more where they came from. All that really matters in the end is results, and the best way to gauge results is through referrals.

Shop Online

Really, the yellow pages aren’t much help if you’re looking for a qualified attorney. If you want to order a pizza, go ahead and use the phone book. If you want to hire an attorney, use the web. You don’t just want a name and a phone number, you don’t just want to see which attorney can afford the biggest ad in the yellow pages, you want to get information, you want to know what the attorney specializes in, when you can call them, what they can do for you, etcetera…

Get a Good Price

A great lawyer at a high price is perfect if you’re one of the richest people in the world. A great lawyer at a great price is what you want if you’re still on your way up. The attorney is there to help you protect your assets, so you don’t want to be spending more to keep them on your side than you would to just pay whatever people are trying to get out of you. Get a good price.

Talk to Your Lawyer Before Trial

Don’t wait until you get sued to talk to an attorney, and don’t wait until you have to sue someone to hire an attorney. It’s best if you talk to them well before you need them. They can offer you some legal advice, and you’ll know whether or not they really know what they’re talking about. You also want to make sure that you know who to call to build a case BEFORE it goes to court.

Looking to find the single source of helpful information on business lawyer Tampa?

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March 31, 2010

Ways To Narrow Down A List To Find A High Quality Business Lawyer

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Now that there are so many lawyers in the USA, it can get quite time consuming to find the top quality lawyers for a case in any given city. This is also true when looking for a business lawyer. There are helpful tips to use to narrow down the search and then to help in choosing the final candidate. Several of these tips will be offered below.

Referrals from family and friends who have had success using specific lawyers previously. This is a simple and quick way to save time and frustration in the search for the top business lawyer Tampa Bay. Business contacts are actually an even better option. Those that work in banking, own small businesses, accounting, etc. Will be quite valuable in the search for the best business attorney. Another great place to look is in the yellow pages under the local bar association listing; however these listings should also be filtered with any personal references available.

After a beginning list is made, consultations can be scheduled in order to question each potential attorney. These questions can be recorded on a list that can also be used to record the answers. These can then be used as criteria to make a final choice and to make sure that nothing is forgotten.

Other questions will be about the level of experience and what sort of background that is held by the business lawyer Tampa Bay. If there is little actual case time, then a good school and academic record may be sufficient. Awards, internships, and charity work also show that there is a high level of skill and desire to succeed.

Other things to ask about are what sorts of cases have previously been taken relative to the matter that the client is inquiring about. Once again, if a junior partner will take the case, then relevant knowledge or personal task work can be looked at as helpful.

Find out what the hourly fees are, and whether or not there is the possibility of being billed until the case is won or if there are installment payment methods extended. Also, it is good to ask how often and by what means that updates are given. These can be as simple as the secretary keeping a client abreast of developments with a quick phone call or email. It is also necessary to ask about arbitration and/or mediation methods. These can often settle a case quickly and with much less hassle. There should not be any conflicts that are present with a competitors business either.

These are some helpful ways to get started in narrowing down a search to find the top business lawyer Tampa Bay.

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Lawyer, Uncategorized, bankruptcy, law

March 2, 2010

Do you know if Bankruptcy Lawyers in the Tampa, Sarasota …

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I want to relocate to Florida and I have thought about working in my own business filling out petitions for lawyers in bankruptcy law, but do they exist?

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Do you know if Bankruptcy Lawyers in the Tampa, Sarasota …

Uncategorized, law

February 15, 2010

Wage Garnishment Exemption Asserted By Both Spouses: Can There Be Two Heads Of Household In One Family?

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A husband and his wife are jointly liable on a real estate bank loan and could not afford to continue payments. After they stopped making monthly payments the bank sued both spouses to collect the full loan balance. Both spouses worked and were concerned that the bank would garnish their wages after getting a judgment. In Florida, a judgment creditor cannot garnish wages of a debtor who is head of household.

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Wage Garnishment Exemption Asserted By Both Spouses: Can There Be Two Heads Of Household In One Family?

Uncategorized, bankruptcy, law

February 13, 2010

Mediation of Foreclosures One Step Closer

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Ladies and Gentlemen: A bill was introduced by Florida Senator, Dave Aronberg, which would make mediation an option in mortgage foreclosure cases where the foreclosure is against a homestead. Here is the story: This post was submitted by Carmen Dellutri, Esq., founder of The Dellutri Law Group, P.A. Currently, the firm has offices in Port Charlotte, Fort Myers, Naples and Sarasota. Mr

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Mediation of Foreclosures One Step Closer

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January 24, 2010

Tenants By Entireties Account Destroyed By Couple’s Treatment Of Funds

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Husband and wife open a joint bank account at a Florida bank, and on the signature card, they pencil in the words “tenants by entireties” to express their intent that the account be an exempt entireties account. Subsequently, the deposit in the account money from another joint bank account and a joint income tax refund. These facts support clearly the conclusion that all money in the account is owned tenants by entireties, and assuming no fraudulent transfers, the money is protected from the individual creditors of either spouse. It would seem very difficult for a creditor or a bankruptcy trustee to defeat the entireties exemption- not exactly.

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Tenants By Entireties Account Destroyed By Couple’s Treatment Of Funds

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January 3, 2010

Article Suggests Using A License Instead of Lease To Preserve Homestead Protection During Temporary Absence

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A Florida homestead, once established, may be abandoned in which event the property’s homestead protection from creditors is lost. There are many Florida court cases which have discussed the tests of whether an owner has “abandoned” their homestead.

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Article Suggests Using A License Instead of Lease To Preserve Homestead Protection During Temporary Absence

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January 2, 2010

California Foreclosures Show End-of-Year Improvement

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The final round of housing and foreclosure data for 2009 was released as the year drew to a close.

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California Foreclosures Show End-of-Year Improvement

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December 30, 2009

OMG- The Sheriff Broke Into My House And Is Taking All My Stuff!

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People with potential judgments are often concerned about their household furniture. An attorney defending a judgment creditor sent me an email question concerning an aggressive collection action. The creditor took his client’s deposition as a first step in collecting a civil judgment He said the client testified under oath that while most of his household furnishings were owned jointly with his non-debtor spouse, he did own some antiques which he had inherited from his grandparents

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OMG- The Sheriff Broke Into My House And Is Taking All My Stuff!